October 10, 2011

Traveling Overseas Is Most Exciting Experiences of Life

Traveling overseas is one of the most exciting experiences of life. You spend lot of time, effort and money in planning and organizing a perfect trip. How meticulously you plan your trip, there are still chances of things going out of control. Many unexpected events can occur in a foreign country that can land you in serious troubles. You could fall ill, face a medical emergency or have a flight cancelled. All your money, effort and excitement go in vain. In such a scenario, travel insurance offers you complete peace of mind and a bailout from all such events. If you intend to travel frequently, multi trip travel insurance is an ideal choice as it covers an infinite number of trips carried during a year. The benefit is that you do not need to buy insurance every time you travel. You can purchase travel insurance only once a year and focus on other important activities.

Coverage Included in Multi Trip Travel Insurance
A standard Annual multi trip travel insurance plan includes basic essentials. It can be tailored depending upon the specific requirements of individuals by adding other optional elements.

Basic Essentials

  • Medical expenses up to a certain amount
  • Personal money cover
  • Personal belongings cover (provides cover for loss/damage/theft of baggage, jewelry, passport, laptop, mobile, camera, watch and other important official documents

Optional Elements

  • Missed, delayed and cancelled departure
  • Delayed, cancelled and curtailed trip
  • Medical expenses, hospital expenses, ambulance expenses
  • Third party Liability Cover
  • Personal Accident, Injury and sickness
  • Loss, theft or damage to games equipments
  • Natural catastrophe cover against flood, heavy rains, volcanic eruption, volcanic ash, tsunami, earthquake, epidemic, fire, etc
  • Emergency evacuation
  • Repatriation
  • Warlike Situation
  • Ransom, military red alert, terrorist attack
The optional components are not included in a Annual multi trip Travel insurance; rather they can be added in a policy depending upon individual requirements. It is not necessary to include all these elements. The individuals can choose from among them and tailor their insurance policy suiting best their needs and requirements.

Availability of Annual Travel Insurance UK

  • Annual trip insurance is available for different types of travelers.
  • Individuals above the age of 18 years
  • Couples (individual and spouse)
  • Family with one kid ( individual, spouse and one child below 17 years of age where child goes free)
  • Family with two kids (individual, spouse and two children below 17 years of age where children go free)
  • Group of Travelers (a group of travelers above 18 years and below 74 years of age)

Multi trip Holiday Insurance is available for all types of travelers whether they are planning a business, leisure, sports or a honeymoon trip. Even if you combine leisure with travel, the same policy will offer you complete assistance. You need not buy a separate policy for that. If you are opting for business insurance plan, all your belongings including business money, business equipments such as projector, laptop or any other electronic item, business documents and business samples are covered under the same policy. Additionally, you also get a replacement staff cover.

Annual Travel Insurance UK-Buy annual holiday insurance for multi trips from £16.98 along with European or Worldwide insurance cover.Get an annual multi trip travel insurance quote from Travel Guard.


Claudia Brian said...

This is really very nice information about the multi trip travel insurance policy about their advantages and benefits.

andy said...

Annual Travel Insurance will always have an upper hand to Single trip travel insurance. Advantages of Annual Travel Insurance are numerous. Annual Travel Insurance is very cheap and affordable. .Exclusive facilities are being provided to insurance holders by such travel insurance policies like a translator can be of assistance to you, in case you are not hand on with the language of the region you are visiting.
Annual travel insurance can also be referred to as annual travel cover, yearly holiday insurance, annual trip insurance, and annual multi-trip. This kind of policy is best for individuals, couples and families who love travel. If you are a frequent traveler then it is considerable to get an Annual Travel Insurance as soon as possible. The terms and conditions of Annual Travel Insurance are very complicated. So, if you are interested in getting an Annual Travel Insurance then wise is to clear all the terms and conditions and give a proper thought to every conditions and it is considerable to choose one which can give maximum benefit if any mishap happens.

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